Investment Fees Calculator
The true cost of high expense ratios.
Total Fees Paid:
$0
That's 15% of your potential earnings!
The Erosion of Wealth
Investment fees might look small (1% or 2%), but over decades, they devour a huge portion of your potential wealth. This is because fees compound just like interest does—but in reverse. You lose the money you paid in fees, PLUS all the future growth that money would have earned.
Active vs. Passive Funds
- Active Funds: Managed by humans trying to beat the market. Higher fees (often 1% - 2%). History shows few beat the market long-term.
- Passive (Index) Funds: Automated funds tracking the market (like S&P 500). Ultra-low fees (often 0.03% - 0.10%).
The Million Dollar Difference
Investing $10,000 with $500 monthly contributions for 30 years at 8%:
With a **0.05% fee**, you keep almost everything.
With a **2.00% fee**, you could lose over **$150,000** to fees. Use our calculator to verify this shocker yourself!
With a **0.05% fee**, you keep almost everything.
With a **2.00% fee**, you could lose over **$150,000** to fees. Use our calculator to verify this shocker yourself!